Private Money Lending

Fast, flexible capital for real estate investors & commercial buyers.

LOX Funding provides business-purpose lending for value-add deals, rentals, and commercial acquisitions. Clear terms, quick feedback, and execution-focused closings.

Start an Application Talk to a Loan Advisor

Residential Commercial Fast Closings Investor Focused

Quick LTV Calculator

Estimate loan-to-value instantly. (For guidance only.)

Property Value / Appraisal ($)

Requested Loan Amount ($)

Target Max LTV (%)

Tip: Enter your target max LTV to see the max loan amount.

Not sure which program fits? Apply with basic deal info and we’ll route you correctly.

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Loan Programs

Fix & Flip

Short-term funding for acquisitions + rehab. Built for quick closings and draws.

BRRRR

Bridge capital to buy/renovate, then refinance into long-term rental financing.

DSCR

Investor rental loans based primarily on property cash flow, not personal income.

Ground Up Construction

Construction financing for new builds with structured draw schedules and oversight.

Commercial Acquisition

Business-purpose acquisition financing for stabilized or value-add commercial assets.

Asset Types

Warehouse, multi-housing, office, mixed-use, and other commercial property types.

What We Look For

Clear exit strategy (sale, refinance, hold)
Reasonable leverage for the asset & business plan
Borrower experience (or strong support team)
Property condition, market, and timeline

Every deal is different—submit basics and we’ll respond with options.

Next Steps

Complete a quick application
Upload/describe the property & numbers
Get terms and a closing path
Close and execute

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